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Upstart Holdings Inc

UPSTStocksFinance Or Rental Or LeasingUnited StatesNasdaqUSD

Price

$24.08

Today

-0.4%

YTD

-44.8%

About

Upstart Holdings Inc. operates an artificial intelligence (AI) lending platform that offers personal loans and credit card and other debt consolidations. The company, founded in 20212 is headquartered in San Mateo, California. Upstart operates locally in the United States. Upstart identifies lending risks through machine learning models. The platform totals consumer loan demands and relates these to the company’s bank partners. The company announced partnering with Abound Credit Union, a Kentucky-based credit union and proponent of education, as of October 2021. Upstart uses the UPST ticker on the NASDAQ. Learn more about this item and buy UPST stock on eToro.

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Financial insights

Valuation

P/E (TTM)44.34
P/S (TTM)2.14
P/B (TTM)2.97
Market cap$2.37B
Cap tierMid-cap
Industry avg P/E19.54

Profitability

Gross margin97.87%
EBIT margin3.99%
Net margin4.53%
ROE7.94%
ROA2.14%

Earnings & Revenue

Revenue (TTM)$1.25B
Revenue growth (1Y)+46.3%
EPS (TTM)$0.55
Free cash flow$-289.05M
Total debt$2.03B

Dividends & Risk

Dividend rate$0.00
Dividend yield0.00%
Beta (5Y)2.80
Employees1,405
Next earnings3 Nov '26
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